Financing

Flexible terms of payment

Receive financing for the product or service you desire conveniently online at any time of the day –no guarantees required. You may apply for financing for your desired sum and the desired term of payment even before you contact your salesperson. This allows us to offer you the perfect financing solution in a simple, straightforward way. With a financing solution you will also be able to avoid large one-time expenses.

 

The financing application may be submitted online and when you have received the positive financing decision you can also sign the agreement online using your e-banking identifiers. Simple and effortless! Our fast online service guarantees that you will receive a flexible financing decision in no time. When applying for financing, you should apply for a sum that is large enough to cover the entire purchase price. The final financed amount will be equal to the sale price confirmed afterwards by the salesperson. Other matters related to the product, such as delivery or installation, must be agreed upon separately with the salesperson.

 

Alucat Financing is:

- A flexible online financing service

- A financial product that requires no credit cards

- No guarantees or guarantors required

- Fixed interest rate and monthly instalment

- Monthly invoicing in steady instalments

- Amount of loan: €750 – €40 000

- Period of credit: 3 – 7 years (Max. 5 years up to €7 500)

- Option to pay back quicker or in larger instalments

 

Application for Alucat Financing

 

 

Welcome to applying for Alucat Financing. You will need to identify yourself using e-banking identifiers. You may identify yourself with the identifiers of the following banks: S-Bank, Nordea, Danske Bank, Sp/POP Banks, Handelsbanken, OP-Pohjola and Tapiola.

 

Choose the purchase sum.

 

 

 

Clicking the purchase sum takes you to the website of the service provider. The page opens in a new window.

 

Purchase sum

Mo. instalment from

Contract period

1 000 € 31 € 60 mo.
2 000 € 51 € 60 mo.
3 000 € 70 € 60 mo.
4 000 € 90 € 60 mo.
5 000 € 110 € 60 mo.
6 000 € 130 € 60 mo.
8 000 € 131 € 84 mo.
10 000 € 161 € 84 mo.
12 000 € 191 € 84 mo.
14 000 € 221 € 84 mo.
16 000 € 251 € 84 mo.
18 000 € 281 € 84 mo.
20 000 € 312 € 84 mo.
25 000 € 387 € 84 mo.
30 000 € 462 € 84 mo.
40 000 € 613 € 84 mo.

 

*Typical Alucat Financing one-time credit agreement: sum of €24 000 with a contract period of 84 months, monthly instalment of €371.90, interest rate of 6.95%, credit establishment charge of €150 and processing costs of €8 per month. Total credit costs come to a total of €7 239.45 and the actual credit sum is €31 239.45 with an actual annual interest rate of 8.1%. Requires an accepted financing decision. The service is provided by Santander Consumer Finance Oy, Hermannin Rantatie 10, 00580 Helsinki, Finland.

 

Familiarise yourself with standard European consumer credit information

here.